We have chosen not to participate in the recession

We paid off our debt except our mortgage and are sticking to our budget. We are saving lots and lots of money to pay for closing and other costs for our new house. If everyone had a plan for times like these, a layoff wouldn't completely destroy their finances. Dave Ramsey helps people move from fear and anxiety to hope and prosperity even in a recession. Please make plans to attend a Town Hall meeting near you so you can see for yourself that this recession doesn't have to wreak havoc. Hope is a powerful thing and you can have it too.